"Procrastination is a silly thing, it only makes me sorrow; but I can change at any time-I think I will tomorrow." -Author Unknown

"At this festive season of the year, Mr Scrooge," said the gentleman, taking up a pen, "it is more than usually desirable that we should make some slight provision for the poor and destitute, who suffer greatly at the present time. ... We choose this time, because it is a time, of all others, when Want is keenly felt, and Abundance rejoices."
-- Charles Dickens (A Christmas Carol)